You'll pay what???

So about a month after the crazy fun chaos of a wedding settles down and you still have a smile on your face--you are suddenly thrust back into reality. The reality that you agreed to pay for 150 of your closest friends and family to eat heavily, drink unlimited amounts of alcohol and wipe their mouths on the finest linens. That reality hits you like a freight train when your credit card bills start rolling in. In one day, I got two credit card bills totaling, well, a lot. Let's just say I could pay an 18 year old's college tuition, and that's just the icing on the cupcake (we opted for cupcakes instead of cake because they are about 2/3's cheaper.)

The good news? I've already received one free flight with my Southwest credit card, I'm close to earning another one, and I've earned a ton of free gift cards from Discover.

With all the new federal laws, it seems like credit card companies are being more and more honest with consumers. On my Southwest card, the minimum payment was something like $200. Next to that though, it said if chose to pay the minimum it would take me....get this...32 years to pay it off! That's a whole lifetime! It also said in the end, I would end up paying more than double because of interest rates. Scary, but good information. It certainly makes you think twice about not paying off credit card rates right away.

In other news: Mike and I will not be able to afford kids. Sorry to our parents who really wanted us to have them.